xmlvalid
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FX-SCH-A-000065

Each Document level allowance (BG-20) shall contain a Document level allowance reason (BT-97) or a Document level allowance reason code (BT-98), or both.

error: the document is invalid

What the rule checks

As the rule set's publisher wrote it. The rule runs on every element the context matches, and fails where the test is false; the validator reports the line of that element.

Factur-X BASIC rules 1.09
Message

[BR-CO-21] Each Document level allowance (BG-20) shall contain a Document level allowance reason (BT-97) or a Document level allowance reason code (BT-98), or both.

Context
//ram:ApplicableHeaderTradeSettlement/ram:SpecifiedTradeAllowanceCharge/ram:ChargeIndicator[udt:Indicator='false']
Test
(../ram:Reason) or (../ram:ReasonCode)

Checked with Factur-X / ZUGFeRD BASIC