# ISO 20022 pain.008.001.08

Source: https://xmlvalid.com/schemas/iso20022-pain.008.001.08

> A creditor asks its bank to collect direct debits. The message behind SEPA Core and B2B direct debit files.

pain.008 carries the collections, each with its mandate reference and date of signature. Version 08 is the 2019 release used by the EPC SEPA Direct Debit rulebooks since November 2023.

- Type: XSD
- Version: 001.08
- Namespace: `urn:iso:std:iso:20022:tech:xsd:pain.008.001.08`
- Root element: `Document`
- Publisher: ISO 20022 Registration Authority (ISO 20022 terms of use), source: https://www.iso20022.org/catalogue-messages/iso-20022-messages-archive
- Validate against it: https://xmlvalid.com/validate?schema=iso20022-pain.008.001.08

## Notes

- The EPC and national guidelines restrict the message further (for example, which sequence types and identifiers are required). Those rules are not applied here.