# ISO 20022 pacs.009.001.08

Source: https://xmlvalid.com/schemas/iso20022-pacs.009.001.08

> A credit transfer between banks for their own account, the message that replaces SWIFT MT202.

pacs.009 moves funds between financial institutions, for example to cover a customer payment or settle a treasury deal. Version 08 is the one in the SWIFT CBPR+ guidelines.

- Type: XSD
- Version: 001.08
- Namespace: `urn:iso:std:iso:20022:tech:xsd:pacs.009.001.08`
- Root element: `Document`
- Publisher: ISO 20022 Registration Authority (ISO 20022 terms of use), source: https://www.iso20022.org/iso-20022-message-definitions
- Validate against it: https://xmlvalid.com/validate?schema=iso20022-pacs.009.001.08

## Notes

- CBPR+ and market infrastructures narrow this message; only the base ISO 20022 schema is applied here.
- The example is by xmlvalid.com, with illustrative BICs.