# ISO 20022 pacs.008.001.08

Source: https://xmlvalid.com/schemas/iso20022-pacs.008.001.08

> A customer credit transfer between banks, the message that replaces SWIFT MT103.

Version 08 is the base of the SWIFT CBPR+ cross-border usage guidelines and of many high-value payment systems that migrated from MT messages.

- Type: XSD
- Version: 001.08
- Namespace: `urn:iso:std:iso:20022:tech:xsd:pacs.008.001.08`
- Root element: `Document`
- Publisher: ISO 20022 Registration Authority (ISO 20022 terms of use), source: https://www.iso20022.org/iso-20022-message-definitions
- Validate against it: https://xmlvalid.com/validate?schema=iso20022-pacs.008.001.08

## Notes

- CBPR+, HVPS+ and market infrastructure guidelines narrow this message (for example, character sets and mandatory fields). Only the base ISO 20022 schema is applied here.