# FX-SCH-A-000134

Source: https://xmlvalid.com/rules/FX-SCH-A-000134

> If the Payment means type code (BT-81) means SEPA credit transfer, Local credit transfer or Non-SEPA international credit transfer, the Payment account identifier (BT-84) shall be present.

- Level: error
- Rule sets: Factur-X BASIC rules 1.09
- Context: `//ram:SpecifiedTradeSettlementPaymentMeans[ram:TypeCode='30' or ram:TypeCode='58']/ram:PayeePartyCreditorFinancialAccount`
- Test: `(ram:IBANID) or (ram:ProprietaryID)`

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