# FX-SCH-A-000133

Source: https://xmlvalid.com/rules/FX-SCH-A-000133

> A Payment account identifier (BT-84) shall be present if Credit transfer (BG-16) information is provided in the Invoice.

- Level: error
- Rule sets: Factur-X BASIC rules 1.09
- Context: `//ram:SpecifiedTradeSettlementPaymentMeans[ram:TypeCode='30' or ram:TypeCode='58']/ram:PayeePartyCreditorFinancialAccount`
- Test: `normalize-space(ram:IBANID) != '' or normalize-space(ram:ProprietaryID) != ''`

Validate a document against these rules: https://xmlvalid.com/validate